Legal Notice

Richelieu Invest is a subsidiary of Compagnie Financière Richelieu.

Website Design and Development

Design and development are provided by Banque Richelieu France.

Website Maintenance and Hosting

The maintenance and hosting of the website are provided by Cognix Systems using the OVH platform, a simplified joint-stock company with a capital of 40,000 euros, registered with the Lille Metropole Trade and Companies Register under number 424 761 419, whose registered office is located at 2 rue Kellermann 59100 ROUBAIX

Website objective

The Site aims to provide Users with information regarding the products and services offered by Richelieu Invest, provided they have first ensured that they are legally authorized to connect to the Site from the country where their connection is established.

This site is for informational purposes only. All information available on the site is exclusively indicative and does not allow for any type of transaction.

Disclaimer

Users should note the following disclaimers:

Users can consult a range of Services on the Site, the content of which comes from documents considered reliable.

The information appearing on the Site, particularly concerning financial instruments, should not be interpreted as:

• an offer of service or products
• a proposal or an inducement to invest in or arbitrate financial securities
• a solicitation to buy or sell financial securities or any other investment product
• a recommendation
• a contractual element
  
  

No element of the Site constitutes financial, legal, tax, or other advice, nor should it form the basis for an investment decision or any other decision. We recommend that you obtain informed professional advice before making any investment decision and conducting any verification. The Bank disclaims all responsibility for any use of this information that does not comply with these rules.

Restrictions

Certain legislations prohibit the dissemination of, access to, or use of data collection methods on this site. Please ensure that you are legally authorized to connect to this site from the country (State) from which the connection is established.

Warning for non-residents (residents outside France):

Access to the products and services described on this Site may be subject to restrictions for certain individuals in certain countries (States) other than France. None of the services or products are intended for any person if the law of their country of origin or any other country concerning them prohibits it: it is the responsibility of any person wishing to subscribe to products/services to verify with their usual advisors that their legal and tax status allows them to subscribe to such products/services.

Warning for “US Persons”:

The use of the site and the products or services presented here are neither offered nor sold to US Persons in accordance with the amended US Securities Exchange Act of 1934. Consequently, the products or services on this website are not intended for US Persons and cannot be subscribed to by such persons, except where an exemption expressly provided for by applicable US law applies. The reader of this message must ensure that they are legally authorized to connect to this site from the country where the connection is established.

By consulting this site, the reader confirms that this choice complies with all applicable laws and regulations.

Site Access Conditions

The user of the Site acknowledges having the necessary skills and means to access and use it.

Richelieu Invest cannot be held responsible for elements beyond its control and for any damage that may be suffered by the user’s technical environment, including their computers, software, network equipment, and any other material used to access or use the service and/or information.

Access and usage fees for the telecommunication network are the responsibility of the user, according to the terms set by their access providers and telecommunication operators.

The Site is accessible 24 hours a day, 7 days a week, except in cases of force majeure, third-party actions, and/or maintenance work and interventions necessary for the proper functioning of the Site. In such a case, this interruption will be notified by means of a warning on the homepage or by any other method. This interruption cannot under any circumstances engage the responsibility of Richelieu Invest and does not give rise to any compensation. Furthermore, Richelieu Invest may terminate access to the Site at any time following any breach of these terms by the User.

Site Editorial Content

Richelieu Invest reserves the right to correct the content of this site at any time and without prior notice.

Richelieu Invest disclaims all responsibility for any delay, error, or omission regarding the content of these pages, as well as in the event of service interruption or unavailability.

Richelieu Invest dedicates all necessary attention to the creation and updating of the Site’s editorial content. To this end, Richelieu Invest has surrounded itself with independent third-party partners, allowing it to benefit from information considered complete. However, and although the information published on the site is provided in good faith and/or gathered from reliable sources, Richelieu Invest does not guarantee its accuracy, completeness, relevance, or reliability, particularly given the time required for updating, processing, and verification. They are subject to modification at any time without prior notice.

Although Richelieu Invest undertakes to correct any errors as soon as they are brought to its attention, its responsibility cannot be engaged for any decision made based on the Site and/or the information communicated on the Site and/or for any potential direct or indirect harmful consequence such as financial loss or loss of earnings. Furthermore, Richelieu Invest disclaims all responsibility regarding the use of the Site and the information presented therein. Users are particularly reminded that past performance is no guarantee of future results. To this end, Users expressly acknowledge that they must exercise discernment in consulting and using the services and the Site and bear all associated risks. Richelieu Invest publishes information (financial information or data) on its website, the broadcasting rights for which have been granted by data feed providers. This information is protected by copyright. It is expressly forbidden to modify, publish, redistribute, or reproduce said information for the purpose of transmitting it to a third party. Any reproduction or, more generally, any unauthorized use of the information engages the User’s responsibility.

Richelieu Invest and the data feed providers strive to ensure the accuracy and timeliness of the information, but in no way guarantee the absence of errors, quality, availability, completeness, or timeliness.

In general, Richelieu Invest’s responsibility cannot also be engaged concerning the accuracy and update times of the information made available to Users on the Site.

Warnings regarding financial instruments

The user must pay attention to the following warnings:

Past performance of the products and services presented on the site does not prejudge future performance. They are not constant over time.

As financial markets are subject to variations, it is always recommended to diversify one’s assets, according to one’s profile, across several categories of financial assets (equities or equity UCITS, bonds or bond UCITS, money market UCITS, etc.). An investor favoring a single class of financial assets (e.g., equities) must, on the one hand, select several financial instruments belonging to the same asset class (in this case, several equities) and, on the other hand, set maximum loss limits for each financial instrument. In this context, the use of UCITS for investing in an asset class allows for genuine risk mutualization. Furthermore, investment in equities or equity UCITS should be considered from a long-term perspective.

Access to the products and services presented here may be subject to restrictions for certain individuals or countries. The tax treatment specific to investing in UCITS/AIF shares or units depends on each individual’s situation and may be subject to change. All interested parties wishing to receive further inquiries, particularly information on the risks and characteristics of the products and/or services, may request to receive information and are invited to contact their advisor or Richelieu Invest at 01 42 89 00 00.

Intellectual Property

The name Richelieu Invest, its logo, and the names of its UCIs are registered trademarks belonging to Compagnie Financière Richelieu.

The Site, as well as all trademarks, logos, texts, comments, illustrations, graphics, photographs, animated or non-animated images, video sequences, sounds, and all computer applications that may be used to operate this Site, and more generally all elements reproduced or used on the Site, are protected by current intellectual property laws.

Richelieu Invest is the owner of the Site as defined in the introduction to these GTCU and/or has the authorization to use all rights pertaining to the elements that make up this Site. The information appearing on the Site is intended for the strictly personal use of Users and may not be reproduced, communicated to third parties, or used, in whole or in part, for commercial or non-commercial purposes. Any reproduction, representation, dissemination, or redistribution, in whole or in part, of the content of this Site, by any means whatsoever, without the express prior authorization of Richelieu Invest, is therefore strictly prohibited. Such intellectual property infringement would engage the Users’ responsibility and may lead to legal proceedings, particularly for counterfeiting. The fact that Richelieu Invest does not initiate proceedings upon becoming aware of such unauthorized uses does not constitute acceptance of said uses and waiver of prosecution.

Personal Data Protection

Richelieu Invest attaches paramount importance to the protection of your personal data that you may be required to communicate to it, particularly when browsing its Site (public and private areas) or its applications. In accordance with current regulations, you notably have a right to object (depending on the legal basis of the processing), access, rectification, and erasure of your personal data.

To exercise any of these rights, you may write to the following address:

Data Protection Officer (DPO)

Richelieu Invest
1-3-5, rue Paul Cézanne
75008 Paris

or by email to the following address protectiondesdonnees.rg@richelieugestion.com

You may also lodge a complaint with the Commission Nationale de l’Informatique et des Libertés (CNIL), 3 place de Fontenoy TSA 80715 75334 PARIS CEDEX 07 or via the following link: https://www.cnil.fr/fr/adresser-une-plainte

Consult our Personal Data Protection Charter

Hyperlinks and Viruses

Richelieu Invest cannot be held responsible for a Site not published by Richelieu Invest (hereinafter referred to as the “third-party site(s)”) which the user may access via this site, as Richelieu Invest has no means of controlling the content of these third-party sites. In any event, Richelieu Invest is not responsible for the unavailability of third-party sites, their content, advertising, or other available elements. Richelieu Invest is in no way responsible for hyperlinks pointing to this site, it being specified that any link to this site must be subject to prior written authorization from Richelieu Invest. It is the user’s responsibility to take the necessary precautions and ensure that the third-party site they select is not infected with viruses or any other destructive parasite.

Cookies – Connection Logs – Trackers

A cookie is a text file stored in memory on the hard drive of your device (e.g., computer, tablet, or mobile phone) when you visit a website using your browser software. It is transmitted by a website server to your browser. The cookie file allows its issuer to identify the device on which it is stored for the duration of the cookie’s validity or registration.

This site uses cookies to enable secure and more efficient browsing for users by improving the Site’s presentation and facilitating access to secure sections. These cookies are intended to record information related to user identification and the browsing of the User’s computer on this Site.

The different types of cookies may include:

• Internal cookies necessary for the site to function: they improve your browsing comfort. If you decide to block all cookies via your internet browser, your browsing experience may be affected.
• Audience measurement cookies: for example, they allow us to measure the number of visits, the number of page views, and the most read pages.
• Third-party cookies: articles on this site may include embedded content (e.g., YouTube videos). Content embedded from other sites behaves in the same way as if the visitor were to visit that other site. These websites may collect some of your personal data.
  
  

Users acknowledge having been informed of this practice and authorize Richelieu Invest to use it. They may object to the recording of cookies via the settings in their browser software. However, disabling cookies may restrict access to personalized services.

Applicable Law and Jurisdiction

This Site is governed by French law, and all disputes shall fall under the jurisdiction of the courts within the purview of the Paris Court of Appeal.